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Friday, February 12, 2010

Got Snow?: What our company (and our clients) learned from The Blizzard of 2010

by Ron Daly
Call me an optimist, but I'm going to call this storm "THE blizzard of 2010", in the hopes that it's not just "A blizzard of 2010".

It's been an interesting week here at DigitalMailer. In case you missed any news outlet of the past week, the DC/Metro area got almost THREE FEET of snow dropped on us in the span of a week. Many of our account managers, operations staff and marketing department had to work from home for the entire week - and one of our staff members won't be dug out until days from now. Hang in there, Steve!

When the snow hit, we made it a point to send out reminders to all our clients about our limited support capacity, letting them know when we'd be out of the office and how they could reach us. Our clients had the same idea - DigitalMailer sent out over 300,000 emails regarding closings and delays to members. Clients from all around the DC/Metro area were able to get the word out ahead of the storm and in the thick of it.

The Value of Email

For our clients, email is not just about marketing. It's a communication channel that members know to look out for because it's a channel the CU is eager to use. Whether it's a weather crisis or a financial crisis, our clients use our email engine to reach members, provide support and comfort, and let them know what happens next.

Fellow blogger and all-around CU-wizard Anthony Demangone from the NAFCU Compliance Blog had these four pieces of advice to offer on his own blog about the blizzard:
  • You need to plan.
  • You need good people.
  • You need technology.
  • You need to communicate to your "users."
To read all the particulars, go to the NAFCU Compliance Blog Post.

Anthony hit the nail right on the head with these four points. See the crisis coming, have a staff you can count on, have the right technology and communicate consistently.

Send us your blizzard stories and pictures - either here or on our Twitter feed - and tell us how your CU or Business communicated with members/customers during the storm.

We can get you started with a fast, effective message delivery system right away. All you have to do is give us a call. 866 994 4900 extension 102 or info@digitalmailer.com

We wanted to give you some idea how much snow we've been dealing with - take a look at these pictures.Me, in front of a snow bank in a ski jacket that's REALLY come in handy. To give you some scale, I'm 6'2" tall - that snow pile is just about 7'2".


The above picture was taken before the "dig-out" period by our Creative Media Director Jimmy Marks. That's his car - beneath 24 inches of snow!

The snow piles easily tower over even large SUVs. Makes me wonder if maybe there are some other cars buried out there under the big snow piles!

Operations Specialist Steve Mattson lives in a more rural area of Northern VA. Good news? He has a small tractor and snapped a few pictures. Bad news? He's STILL stuck at home! Hopefully we'll see you Monday, Steve!

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Wednesday, February 3, 2010

No Scissors Required

by Ron Daly

The more things change, the more they stay the same.

No matter what new technological developments crop up, the old standards still hold. Billboards still draw eyes, there's still a "fold" in paper advertising spec sheets, and coupons bring in new business -whether they're clippable or clickable.

In a recent eMarketer article ["Coupons Boost E-Mail Open Rate", Nov 19 2009], coupons are shown to boost email open rates significantly. Whether the coupons are for in-store use or online use, users are more likely to click through when a significant savings offer is presented - 80% more likely, to be exact.

Coupons have become de rigeur in the recession. Services such as Groupon and Vente-privee have made a tidy business of selling discounts on local businesses and couture fashion via email. Savvy shoppers take full advantage of this trend by waiting out their daily coupon and snapping up opportunities that interest them. They don't have to stake out a site or enter a contest, however - they just have to open up their inbox. How could your business capture this trend for itself?

Well, for starters, how about your own services? We've talked about onboarding campaigns recently, email campaigns aimed at new members who might be in the market for your credit union's services. Why not make special coupon-style offers that are good for the life of the email to new members? Cut rates on interest earning services or give $25 worth of free money to anyone that takes the time to open a new account with you. The sky isn't the limit - your imagination and willingness to outreach is.

Some best practices that we can give you now (via email marketing reports):

1) No need for a fancy picture

A photo coupon might be interesting to look at, but what happens when your member's ISP blocks the image or removes it from the email altogether? Make coupons and coupon codes readable in plain text so members can see the value of what you're offering without any images to misplace or misinterpret.

2) Tighten up that net

You think that offering everyone the same rates is going to get everyone on board? College students have different wants and needs that their parents, just like first time home buyers have different wants and needs than long-time mortgage holders in the market for a HELOC. Use DigitalMailer's ARB to send to refined groups and specific age or income ranges.

3) Where's "step two"?

Your coupon was clicked by 10% of your target audience. That 10% counts as a group of qualified buyers - what about the other 90%? Is there a product or service that might better suit them? And quit bugging the 10% that already took you up on your offer - be more accurate and more precise in your marketing and you can save money in the long run.

Want to learn more? DigitalMailer's "Do You Want Fries with That?" Webinar is a FREE webinar that goes through email marketing with the Automatic Relationship Builder. We've helped financial institutions across the country reach customers and members in a number of exciting ways.

Click here to see available dates for this webinar and to sign up for the next session.

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Tuesday, January 5, 2010

NARFE Premier says "Get on board!"

by Ron Daly

[Read all about this story on CUTimes.com or at CUNAMarketingCouncil.org]

NARFE Premier FCU in Alexandria, VA started using the Automatic Relationship Builder last summer to bring new services and products to members' attention.

Wanting to branch out into the world of email marketing, NARFE Premier marketing director Jessie Dederer turned to the team at DigitalMailer. Our recommendation? An on-boarding program aimed at new members who may not have been aware of everything NARFE Premier had to offer.

On-boarding campaigns are aimed at members that have just joined a credit union. The Automatic Relationship Builder takes in new member lists and sets up a series of emails to be sent to those members across a few weeks. A simple welcome email is followed by information about loans, mortgages, HELOCs, credit cards, checking accounts, money market accounts - anything the credit union thinks would be of interest to new members.

NARFE Premier's own campaign proved to be a great success. Deposit accounts increased 24%, while loan accounts increased 190%.

From the CU Times article on NARFE Premier's on-boarding campaign:

"This helped trim our marketing budget by 40%, and we are looking at finishing the year spending 50% less," said Dederer. "It's a win-win for everyone. We save money and are still able to deliver the same message with better results while reaching our members the way they want."
Want to get started with your own, customized on-boarding program? Click here to contact us.

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Wednesday, November 4, 2009

Just a Reminder...

DigitalMailer has found a new way to save credit unions money by cutting out print and postage, reducing man-hours and increasing customer response.

As mentioned in the CU Times article "Northwest FCU Cuts Delinquencies, Costs With E-Mails", DigitalMailer helped Northwest Federal Credit Union come up with a new way to reach members who were behind on their loan payments.

From the article:
The credit union had over 55% of its member’s e-mails on file and implemented a new policy that required members taking out a loan to provide a valid e-mail address.

The credit union works with DigitalMailer on other digital communication products, so [Cindy Cherry, Northwest’s collection manager] approached the provider with the problem.

"I listened to the problem and thought with that number of e-mail addresses, they could stop or knock out a lot of the accounts before they got to the 15-day mark," said Ron Daly, president/CEO of DigitalMailer.

"This is technology that bank and credit card companies have used for years, it’s just about getting credit unions to start using it."
Northwest’s success was self-evident. Of 1,605 collection e-mails sent, 845 members have paid before the 15-day delinquency mark. They were able to find bad e-mail addresses and follow up with members who had missed their notification. Even though the number of delinquencies is still high for Northwest, the process of dealing with them is getting faster, more affordable, and more effective.

DigitalMailer can do the same for you!

Are you dealing with a high volume of delinquencies and limited collection resources? The DigitalMailer Automatic Relationship Builder can give you:
  • Accurate reporting of e-mail opens, click-throughs and forwards
  • Easy-to-use template creation system
  • Easy list management
  • Fast, reliable delivery
DigitalMailer is offering a new FREE webinar:
Just a Reminder...How to make collections faster, easier, and more affordable

that explains collections email in depth. Visit the webinar page on our website for information and to sign up for the debut webinar on November 16.

To get started with collection e-mails, contact DigitalMailer today at info@digitalmailer.com or at 866.994.4900 ext. 115.

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Tuesday, March 31, 2009

Electronic Messaging Tips for E-mail Success: A sample of our whitepaper on e-mail deliverability

The email industry is still evolving so there are no firm standards. However, the following tips will help you improve the results from your email marketing.

Permission rules

Internet users are increasingly saturated and frustrated with junk email. This shouldn’t be a
problem for most credit unions, at least in dealing with their own members. Most members want to hear from their credit union, especially if you craft concise, well-written missives. But for credibility, you must seek permission to send messages, and always make it easy to opt out.

Open a dialogue
Don’t just talk AT your members; they get plenty of that through other media. Establish a dialogue with members and use the interaction to strengthen the relationship. Invite users to check out your Website, ask questions, give opinions, but be prepared to keep up your part of the dialogue with fast, well-crafted responses.

Short = sweet
There is no rule of thumb for email length, but most professional messages are short, sometimes no longer than one screen, with the details presented on Web pages linked to the message. Some of our favorite email lists rarely get read because there is just too much good info to absorb quickly, so the message is set aside and ultimately never read. Like a good speech, three topics are probably enough.

Seek professional help
Electronic messaging is not rocket science, but you can make your messaging efforts much smoother by enlisting the services of a specialized email service provider such as DigitalMailer. Service providers will automate much of the tedious maintenance efforts such as resends, bounce-back maintenance, and opt-out requests so you can concentrate on making the messages better.

Timing counts
Although every rule of thumb should be tested, the conventional wisdom is that Tuesdays through Thursdays are best for reaching members at work, reserve Saturday and Sunday emails for home users. Many experts recommend sending messages late in the workday so they needn’t compete with the morning clutter.

Ensure a good landing
An effective email marketing campaign includes a specialized Website landing page that supports the teaser email copy and converts prospects into buyers. You should NOT use your home page for the landing unless your offer is obvious AND you have tracking in place to distinguish regular visitors from those visiting due to your direct-marketing efforts.


Want to read more? Click here for your own copy of "31 Tips for e-Mail Success" from DigitalMailer.

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Thursday, January 29, 2009

Rain, Heat, Gloom? No Problem. Deficit? Problem.

by Ron Daly

Neither snow nor rain nor heat nor gloom of night stays these couriers from the swift completion of their appointed rounds.
Catchy!

The Postal Service has been around a long, long time. Their unofficial motto, above, has always been a reminder that the mail will come through.

Unless, of course, they don't.

This story from MSNBC (click to read) says that the USPS wants to cut another day of delivery out of their schedule. They're currently staring at a $6 billion shortfall, and hope that not delivering will help them stave off collapse. Oh - and there'll probably be another postage hike.

So, let's boil this down a little more. You'll be sending mail at a higher price. It's going to take twice as long (or longer) to get where they're going. And don't count on that Saturday run down to the post office - they're not there.

Not convenient. Not fast. Not cost effective.

I can promise you that email doesn't "close". Send an email, it'll be where it's going within moments. Send an email that's styled how you want with links to offers, you'll start seeing results. And email won't break your budget.

Something to think about. Visit our email marketing page for more info.

Want more info? We've got webinars! Go here to learn and sign up!

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Friday, January 23, 2009

DigitalMailer's new webinars are here for you.

by Ron Daly

DigitalMailer is offering two new webinars to go along with our continued run of "Do you want fries with that?". The "Fries" webinar, which has been DigitalMailer's most successful webinar to date, will continue with the two new webinars into June. To sign up for it, click the french fry icon on the top of the left column.

The first webinar, "Budget Stretching Ideas", goes hand in hand with our page on the same subject (click here to visit). We know your marketing budgets have taken a hit in the past few months - want to learn how to make the most out of what you've got left? Come talk to us. Sign up for a webinar by clicking the icon below.The second, called "The Better Mouse Trap", was made to show you all the benefits of using DigitalMailer's Customer Communication Center as your eStatement provider (click here to learn more). Why? Because eStatements (that are easy-to-read, secure, and stored for as long as you need them) are just one arm of the CCC. To learn about the rest, click the icon below.

Feel free to sign up!

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Wednesday, January 14, 2009

Now's not the time to let off the gas, folks.

by Ron Daly

Jimmy sent me a link to a report (click here to get it for yourself) shown to him by Ron Shevlin of the Aite Group in Boston (click here for their homepage). It talks about plans that Financial Institutions have for spending in the next few months. Want to see what almost made me do a spit-take with my coffee (I didn't - new computer, don't want to ruin it the first week):

What are your plans for spending on marketing programs in 2009 compared to last year? (n=79)

I was stunned that the numbers were so close. Sure, some folks get scared in a recession. But DigitalMailer knows (and has known since before the recession was an official Recession - click here to read) that marketing hard is important when things are shaky. If consumers don't know you're there and you have products to offer, how do you think you'll keep your business profitable or your employees employed?

Now, for the news that really knocked my socks off:

That's a 45% increase on email marketing for small FIs and a 25% increase for the large ones. Apparently, FIs across the country are getting the idea.

The moral of the story: Don't be afraid to market hard right now. You're not going to be the only one doing it. And certainly don't be afraid to use email marketing - it's more cost effective, it's easier to change/personalize, and it works.

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Wednesday, December 3, 2008

Gen-Y's using the Internet all the time (and handing ME the bill)!

by Greg Crandell

Read a little article from eMarketer (click here) about Gen-Y's affinity for the internet. I wondered if this was one of those "Duh of the Week" things Ron likes to talk about (I think their first award was just given away today over at CUSoapbox.com). And then I looked at the charts that the article showed that said Gen-Y kids are using mobile communication 30% more than folks my age.

I suppose that's just a difference in generations. They have technology now that we just didn't have/need/want when I was their age. And they have parents who, for whatever reason, set them up with it. Read this whitepaper for more information (click here for PDF).

Don't get me wrong, iPhones are sweet little pieces of machinery. They can tell you songs you're listening to and find you a sushi restaurant and let you watch Gone with the Wind simultaneously, if you're into that sort of thing. But they're also pricey. So much so that some people use the iPhone as a replacement for home phones, internet service and personal computers (read the ComputerWorld article for more info). The fact that poverty is supporting 3G network growth is astonishing to me, but hey...stranger things have happened, I suppose.

But back to young people using the Internet between 80 and 90 percent of the time. What's to be said about that? Is it better for kids to be Twittering and Googling and Flickring and Tumblring and...anything-else-ing all day? Should they be made to pay for it on their lonesome? Is there any way to do it?

I welcome a solution in our "comments" section, if you've got one.

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Wednesday, November 12, 2008

See what we mean?

by Greg Crandell


When we bring in a new client, we try and convince them that using email to on-board members is faster, easier, smarter and more effective than other methods. Email's great for building and strengthening member relationships. And we're not the only ones who think so.

BAI just published this article (click here to read) about E*Trade's on-boarding email practices. What's more, they presented this graphic representing the results of a Javelin research study.

[For details, click the image.]

People are asking for email statements/communication. And for just the reasons I stated:

1) SPEED - Why wait on paper mail to get in touch with people? Two weeks to make one statement say "hello and welcome" to a new member?
2) EASE - One campaign can roll out within a matter of hours, not weeks worth of printing and prep.
3) INTELLIGENCE - Know who to send to, when to send and what to say. Don't waste time blanketing every member when you can target specific members and groups.
4) EFFECTIVE - You want $1.4 Million in new loans? Want to boost ROI? We've got the means.

Our ARB can do for you what E*Trade does for their new customers. To learn more, sign up for our webinar "Do you want fries with that?" by clicking the icon at the top of the left column.

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Thursday, October 16, 2008

The History of SPAM: Everybody Knows

by Greg Crandell

I get this complaint from Credit Unions and other businesses all the time:

"We don't want to start sending e-mail messages and statements to our clients because we're going to get phished".

It's one of those funny statements like "life isn't fair" that's right and wrong all at the same time. The Credit Unions we serve aren't being phished. No one's asking them for crucial information and taking advantage of it. What happens is this:

1) Some crumb-bum (pardon my French) sets up a website/e-mail address and snags a picture of a CU's logo.
2) They start e-mailing people (members or not) and asking for their social security numbers, member numbers, account numbers, names, addresses, mother's maiden name, etc.
3) Here's where we get a split:
3A] The targeted e-mails drop the phish e-mail in their SPAM folder. End of discussion.
3B] The member gets smart and deletes it. End of discussion.
3C] The member ACTUALLY SENDS ALL OF THEIR CRUCIAL PERSONAL INFORMATION TO A COMPLETE STRANGER WITHOUT THINKING!!!!

Sorry, went a little crazy there. But it DRIVES me crazy. People short their members out of essential services in favor of "steering clear of trouble", so they say. Oh really?

I recall the 70s (yes, I was clean-living enough to remember some of it) - people would put boxes in front of ATMs marked *ATM BROKEN, PLACE DEPOSITS HERE*...and people did.

And, of course, we stopped using ATMs altogether.

Then, people started "vishing" - or voice phishing - by calling up people and taking their information or asking for mail-ins.

So naturally, we stopped using the telephone.

Is any of this sinking in? You can't just run away from technology because people start using it for ill. You're cheating the people you serve out of what they need to manage their money and make decisions regarding the use of your business.

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Tuesday, September 30, 2008

The History of SPAM: The Mail That Wouldn't Die!

by Jimmy Marks (with Greg Crandell)

Part 1 of our long awaited "SPAM Series" is a horror story (just in time for the start of October...we're all excited about Halloween over here). Jeffry Pilcher, E-I-C of the blog The Financial Brand, sent me a story (and seven or eight actual examples) of e-mail gone wrong.

What follows is the story of..."THE MAIL THAT WOULDN'T DIE!"

I never signed up for email notifications from Jupiter Images, a stock photo supplier. Nevertheless, I started getting email from them. Too much, too little relevance. So...

April 29 – I try using the unsubscribe option in the email. It bounces back.

April 30 – I send an email directly to the sender of the spam (rare that there was an actual, real reply-to address). I told him I no longer was in a position to buy stock photos, so “please remove me from your mailing list.”

May 22 – I’m still getting spam, so I try the unsubscribe option again. No dice.

May 22 – I send this message to sales@jupiterimages.com: “I should be able to unsubscribe. I believe Jupiter's non-functioning unsubscribe email address is in violation of the anti-spam laws. Please fix this. Thanks.”

May 29 – The sales rep sending out spam says he’s trying to take care of this for me. He wants to know if I want to be completely removed from every email list they have. I tell him "yes."

June 3 – Still getting spam. Try unsubscribing again. Nope. Send emails begging: "Unsubscribe me pleassseeeee."

June 5 – More spam. I’m f**king pissed now. Blood boiling. I go online and Google as many Jupiter email addresses I can find, then send the following message to 26 employees of the company: "Sorry, I don’t want to be a jerk, but nothing else has worked and I’m out of options... I’ve tried THREE TIMES to unsubscribe from your mailing list, but YOUR UNSUBSCRIBE EMAIL ADDRESS HAS BEEN DISABLED, which, by the way, IS ILLEGAL. ILLEGAL! My patience has expired. An "unsubscribe" process that should have taken 3 seconds has now taken seven emails (make that 8, with this one) over the span of a month. A MONTH???? EIGHT EMAILS??? This is unacceptable. I’ve highlighted the most-relevant excerpts from this process in my messages below. I think everyone can agree that this would push even the most patient and understanding person past the breaking point. Your company will IMMEDIATELY find a way to stop sending me emails. IMMEDIATELY. NOW. Thank you —in advance— for your swift and effective response. P.S. - I don’t want any more emails. Period. That includes apologies or explanations. I don’t want to see another email from Jupiter EVER. Just take me off your list. All of them."

June 6-15 – Despite my request to the contrary, I get emails from these folks apologizing and promising to do whatever they can to remedy the situation. "Eff you... just do it," I’m thinking.

July 24 – Yep, you guessed it. BINGO! Another promotional spam email. This time, the message was short and to the point: "You have got to be kidding me... One more email from you and I’m calling a lawyer. Got it? - jp"

July 25 – The sales guy figures out the only way he can stop email from getting to me is to go in and change my email address. He can’t delete it. He can’t change its settings. All he can do is garble up the address so that it bounces back.

Future – If I get another email, I’ll spend up to $5,000 of my own money on a lawyer.


Frightening, yes? It's all too common. From Greg:

The CAN-SPAM Act uses broad language. Where Jeffry says he didn't sign up for e-mails is an example of this, as businesses are allowed to dispatch e-mails to clients/patrons without a prompt. But Jeffry was facing a problem that's fairly common - it's not that the people sending you the automated e-mail don't provide a solution, it's that the solution doesn't work.

In thinking more and more about SPAM, I realized a fundamental truth: SPAM is in the eye of the beholder. Jeffry didn't want his e-mail about pictures just like anyone else might not want chain e-mails about the Arctic Fox or the Presidential Campaign. In either case, they're a grievance, but it's the simple fact that you're getting a whole lot of what you DON'T want that makes it so aggravating.


Special thanks to Jeffry for sharing his indignation with us.

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Friday, September 12, 2008

To Our Friends in Texas

To Texas, from all of us here at DigitalMailer -

Just a note to let everyone know that you are in our thoughts in these next days. Here's hoping everyone stays safe and sound.

RESOURCES:

From Weather.com - Interstate Forecast, Airport Delays, Weather Blog

From Twitter.com - StormWire issues alerts about severe weather via Twitter

From Google - Get live information on your cell with Google SMS

CREDIT UNION RESOURCES:

From Texas Dow ECU - Live blogging of closings and other information

From CUNA - Article relating to Ike and possible CUs affected

From NCUA.gov - National Credit Union Administration Ike preparedness page. NOTE: The event management script is very helpful in preparing for and handling the effects of closures and delays of service.

DigitalMailer can provide Crisis Management Notification Systems for CUs concerned about impact/ recovery information. Visit our CMNS page for more info, or contact us at info@digitalmailer.com.

Please stay safe.

-The DigitalMailer staff.

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Wednesday, September 10, 2008

The History of SPAM: An Introduction

In the next few weeks, Greg Crandell will shed light on the origins of SPAM - how it came to be, how it continues, and how you can avoid it on both ends of the e-mail spectrum.

Before we here at DigitalMailer begin this long and winding road to understanding SPAM, we want to hear from you. How has SPAM affected your personal life, your e-mail, the way you do business online, your marketing efforts, or your world in general?

If you have questions, comments, stories, photos, screenshots, videos, recordings...whatever... that has to do with SPAM, send it to us at this address. We want to hear from you.

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Wednesday, September 3, 2008

From CAN-SPAM to Spam Guards: Can You Still Reach Your Members?

Article by Ron Daly. This article was originally published in the Credit Union Times. Read it here at CUTimes.com.

As if newer, more robust spam filters weren’t enough to pull out the hair of legitimate e-mail marketers, the Federal Trade Commission’s final rule enforcing the CAN-SPAM Act became effective July 7. Is it the end of using e-mail to tell members about special offers?


Not at all. First, we should recognize that both of these consumer-protection measures are really good news. Few people appreciate receiving nuisance or unsavory junk mail, and putting reasonable restrictions on e-mail marketing may actually increase the likelihood of legitimate e-mail marketing getting through. By following the rules and learning what makes e-mail get stuck in spam guards, we can ensure that our promotions reach members’ inboxes.

The new FTC regulation focuses on four areas: unsubscribing, legal mailing addresses, definitions and responsibility for joint promotions. But for credit union marketing departments, the most important provision relates to honoring requests to unsubscribe.

If a member chooses to opt out of a sender’s e-mail, that request must be honored within three days (instead of the 10 days allowed under the FTC’s interim rule). Further, senders may not impose a fee on recipients asking to be removed from an e-mail list, nor can they require recipients to provide any information beyond their e-mail addresses and opt-out preferences. And finally, recipients may not be required to take any steps other than sending a reply or visiting a single page on a Web site.

Other provisions of the regulation involve the following:

Sender. The new rule defines who is a designated sender of e-mails and, therefore, responsible for complying with the CAN-SPAM Act’s opt-out requirement. This provision pertains to situations in which two organizations collaborate on promotions or advertising.

Mailing address. The credit union’s physical mailing address must be easy to find on its Web site. Or, if either a USPS or private mail box is used, it must be registered according to postal regulations.

Definition of person. The FTC rule added a clarification broadening the term “person” beyond natural persons to include groups, associations and corporations.

Please note that only promotional–not relational or transactional–messages are affected by CAN-SPAM. For more information on the new regulation, go to www.ftc.gov.

While spam filters have become more complex, ensuring that credit unions’ messages are delivered is a straightforward process. But it may require adjusting systems or working with e-mail service providers, such as DigitalMailer, that know their way around ISPs worldwide.

Credit unions can go beyond the FTC regulation and ensure deliverability by following these tips:

Preference-based e-mail. Allow members to choose the types of e-mail they wish to receive. Not only does this place your credit union well beyond CAN-SPAM rules, it also ensures you are invited into members’ inboxes.

Subject line and content. Stay away from punctuation or words (such as “free,” “save” or “buy”) that could raise red flags with the subject line. In the body of the message, avoid large images, logos or mastheads, which can take up valuable space or cause the viewer to see red “Xs.”

Certification. Make sure your system is certified or safe-listed with leading ISPs. And be sure to remove bad e-mail addresses that ISPs report as not being active.

Spam-check tools. Take advantage of tools that evaluate outgoing e-mail so you can correct messages that could trigger spam guards.

Register. Record your own SPF files to protect against forged sender addresses and to meet the growing list of ISPs requiring this form of identification.

With a few adjustments to make sure your procedures are in compliance and by staying attuned to spam-checker reports, you can continue to provide members with wanted information on special offers or new products.

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Wednesday, August 20, 2008

Ron Rants

Ron Daly's new segment, "Ron Rants", tells readers what gets him angry.

Every so often, I pick up my phone and find that the person calling is someone at their wits' end. They've had it with their inferior service at another vendor and they've finally called us to help them get their systems working the right way. Some call it "a lesson learned the hard way". I call it "getting hosed."

HOSED (n.) - Taken advantage of by a service provider that does NOT know what they're doing.

Why do people do this, you wonder? Because there's some sort of crazy idea about Internet services that says cheaper services are just as good as other services that are a bit more costly. This is as good as saying that a gas station hot dog is as delicious and filling as filet mignon. What gets in people's heads that says "this costs drastically less, but must be just as good"?

Does this mean that every online service that's any good is expensive? No. But when you pay money for a service - of any kind, really - you should be getting your money's worth. When your e-mails don't get through and your surveys don't produce results, you're getting hosed. H-o-s-e-d. So how do you avoid this?

1) DO YOUR HOMEWORK - It's not impossible to comparison shop web services. Good businesses can back up their performance with testimonials. They have corporate partners in the same line of work. They have evidence of success in the form of awards, mentions, and accolades. Are these things missing from your provider's site? They're HOSING you. Failing anything else, ask other businesses that have used the service in question. Hear what THEY have to say. With Web 2.0 becoming more and more prevalent, the idea of dialog is so important. Have a chat with people who know what's happening.

2) ASK FOR PAPERWORK - It's called due diligence. You take the time to ask for reports on success rates, for survey results, for feedback. When they don't provide it, give them the boot.

3) REMEMBER: IT HAPPENS BOTH WAYS - Every business began as a small business. Google was once something overshadowed by Yahoo!. Apple floundered for most of the 90s. David doesn't always slay Goliath, but he CAN avoid being stepped on: when you can get the same thing from vendor A that colossal vendor B has been giving you at a fraction of the cost, make the best decision you can.

Good support is everything. When your "helper" stops "helping", it's time to move on. Get the most out of your dollar and don't settle for second best. No one gets into business to be the most mediocre corner of the market. Long story short: DON'T GET HOSED!

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Tuesday, August 19, 2008

e-Lerts provide shelter from the storm

Key West, FL - With Tropical Storm Fay bearing down on Florida, Keys Federal Credit Union wanted a way to let everyone know their branches wouldn't be open Monday morning. DigitalMailer worked overnight to make sure that the people of Key West knew the situation and prepared an e-Lert to help get the word out to members. The e-Lert went out Sunday evening and Monday found a number of people in the know about the storm and the situation.

UPDATE: The CREDIT UNION NATIONAL ASSOCIATION (CUNA) newsletter, CUNA NewsNow, published a story about Tropical Storm Fay and its effect on Credit Unions in Florida. DigitalMailer was featured in the article for its contributions to Key FCU's emergency information plan. Read the full article here: More CUs close as Fay gains strength

DigitalMailer's Crisis Management Notification System offers e-Lert services to your business to connect with customers and make them aware of threats and increase security and safety. Messages can be received by e-mail or by mobile device. To learn more, write us at info@digitalmailer.com or visit our CMNS page

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Friday, August 1, 2008

Hey, Ron - Does this thing really work?

Ron Daly answers a question that he gets asked a lot.

What you're seeing is a mass e-mailing system utilized by a Credit Union that did not previously use DigitalMailer to get the word out about it's services. The left-most column is a list of ISPs and e-mail providers. The colored bars are the measured success of their campaign. The red indicates eMail that failed to go through entirely. The yellow shows e-mails that were treated as bulk or junk mail by the server. The green bars are the only e-mails that made it to their destination. Only 35% of eMails got through to the customer. Click on the image for further details.




What you're seeing now is the proof that DigitalMailer provides systems that work.

97% of eMails sent by DigitalMailer on behalf of the same Credit Union reached their target. Talk about results you can see.

For more information, eMail us at info@digitalmailer.com.

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Tuesday, June 17, 2008

Business Email Addresses May Be Bad for Business

Most corporations care about your reputation as a good corporate citizen, but some don’t. Greg Crandell reports.


Eight years experience delivering email on behalf of credit unions has taught us the value of one’s reputation.

In the mail space, reputation of the sender has come to supersede all other measures of validity, including all technical schemes – both those focused on complying with regulations, and those focused on appropriate content.


Complying with CAN-SPAM rules and writing content that doesn’t offend automated checkers is still important, but email deliverability is now most dependent upon the sender’s reputation, which is built over time via good practices, technical sophistication, and expensive processes.

DMI’s earned reputation gains for our credit union clients deliverability statistics that dwarf the industry. Our safelisted status with commercial ISPs across the country, and internationally, helps us ensure emails get delivered to the credit union members targeted. However, one area in which DMI and its clients’ reputation doesn’t earn the needed respect is within the typical corporate email server. Individual companies don’t have to play by the rules of commercial ISPs. They aren’t in the business of providing email services to customers; so they don’t concern themselves with the rules followed by the commercial and general public. This means they typically set onerous rules to screen heavily any email coming to them, including much email that their own employees wish to see, but which is not specific to their corporate business. So, email from the employees credit union, while desired by the employee (your member), is likely to be screened and tossed out by the employer.

What does this mean for credit union marketers, and their email communication efforts? It means you should not ask for, and should not accept, a member’s employment email address. Your business is with your member, not their company. You need to ask for a personal email address if you want to ensure the consistent delivery of your messages to your members. So, don’t be afraid to ask, because anything less isn’t good enough.

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