Home | Twitter | Facebook | Ask DMI | The CU Soapbox | Click.Connect.Communicate. | Exigent911.com

Receive Posts by Email

View Our Twitter Feed

  • Blog Cloud
  • RSS Dodd-Frank Tracker
  • Sign Up for the RSS feed

    Visit Our Contact Us Page

    Categories

  • 20andChange
  • Aite Group
  • Banks
  • Blogging
  • Budget Stretching Ideas
  • Can't Miss Reading List
  • Collections
  • Compliance
  • coupon
  • Coupons
  • Credit
  • Credit Cards
  • Credit Union News
  • Credit Union Tech
  • Credit Unions
  • crisis communication
  • CU Soapbox
  • customer service
  • deficit
  • Depression
  • DigitalMailer
  • DigitalMailer 10th anniversary
  • Do You Want Fries with That
  • Dodd-Frank
  • e-mail
  • e-Statements
  • economy
  • electronic statements
  • email
  • email marketing
  • emergency
  • enrollment campaigns
  • eStrategy
  • Facebook
  • Financial Crisis
  • Financial News
  • Financial Scams
  • Finovate
  • FinovateFall 2012
  • Generation-Y Marketing
  • give-aways
  • Great Ideas from CUs Like Yours
  • green
  • green technology
  • Groupon
  • Heartland Systems
  • Hurricane Ike
  • Hurricane Ike Texas
  • Interchange
  • junk mail
  • Lauren's Corner
  • Loans
  • Marketing
  • marketing on a budget
  • member enrollment
  • mobile technology
  • Money
  • My Virtual StrongBox
  • NARFE Premier
  • NetPromoter
  • NPS
  • Old Hickory Credit Union
  • On-Boarding
  • One Click
  • One Click Campaign
  • post office
  • postal service
  • Predatory Lending
  • Promoter
  • Reg E
  • ROI
  • Ron Rants
  • security
  • Seminars
  • Shell Federal Credit Union
  • smart marketing
  • smart phone
  • snow
  • Social media
  • SPAM
  • spam filters
  • SPAM history.
  • Special Reports
  • Survey
  • Surveys
  • targeted marketing
  • TDECU
  • technology
  • Texas Credit Unions
  • Texas CU
  • The Better Mouse Trap
  • Twitter
  • Uncategorized
  • weather emergency
  • web sites
  • Webinars
  • The DigitalMailer Blog

    December 14, 2011

    The difference between “Trash” and “Spam”


    by Jimmy Marks

    Yes, I get Spam. Even as a person who is very vigilant about where his email address goes when he signs up for things, I still get emails for pills, cheap software and videos of celebrities I don’t like doing things I don’t want to see them doing.

    Usually, it goes in my “Spam” or “Junk” folder. Sometimes, it gets through to the top level, into my inbox. And then, I have a choice to make.

    Do I hit “Trash”? Or do I hit “Spam”?

    It depends. Let’s take an email from a certain online vendor named after a famous South American river. I get these emails a lot, and I get a LOT of these emails. Special offers, coupons, daily deals – I open them, I see what’s inside, I close them. Sometimes, I even buy something from the email. But not very often.

    So, when I get an email from this “Famous River” website that doesn’t have an item I want inside, is it Spam?

    No.

    Why not? Because I have a relationship with the company. They will let me unsubscribe if I want, but I don’t want to. Sometimes, I DO buy something, so I keep the emails coming. But if there’s something in the email I don’t want or need, I just trash it. I’m done with the email and that’s the end of the action.

    Now, let’s try a different email. This one’s from some prince who’s emailing me from some country I’ve never heard of before. He wants to transfer money from his account to mine and sell me some cheap prescriptions and blah blah blah… this email is clearly Spam. So should I mark it as Spam?

    Yes.

    I didn’t want this email, I don’t need this email, there’s no unsubscribe – it’s Spam. And I’ll treat it as such.

    What’s the difference? Well, when you mark an email as “Spam”, you’re (typically) telling your email client AND your email delivery service how to process new emails from that sender. If enough people mark an email as “Spam”, the sender’s IP can be flagged and they’ll stop being treated like a real email not only on your machine and in your account, but across the web. This is a double-edged sword. If a legitimate business is sending emails to prospects or users and too many recipients mark an email as “Spam”, that sender can be blacklisted – no matter how “legitimate” their emails are.

    So, remember – unsubscribe from a campaign/email series if you don’t like it. And if you can’t use it but don’t want to unsubscribe, send it to the trash. If it’s an unsolicited email from an unknown sender, that’s the right time to hit “Spam”. Keep in mind that this doesn’t just apply to email – Twitter and Blogs deal with a lot of “Spammy” followers and comments. Marking these as Spam helps Twitter and your blog host to determine which tweeters/commenters are gumming up the works. We’re all in this together – let’s get Spam out of the way so the real stuff can get through!

    -------------------------------------------------------------------------------

    October 16, 2008

    The History of SPAM: Everybody Knows


    by Greg Crandell

    I get this complaint from Credit Unions and other businesses all the time:

    “We don’t want to start sending e-mail messages and statements to our clients because we’re going to get phished”.

    It’s one of those funny statements like “life isn’t fair” that’s right and wrong all at the same time. The Credit Unions we serve aren’t being phished. No one’s asking them for crucial information and taking advantage of it. What happens is this:

    1) Some crumb-bum (pardon my French) sets up a website/e-mail address and snags a picture of a CU’s logo.
    2) They start e-mailing people (members or not) and asking for their social security numbers, member numbers, account numbers, names, addresses, mother’s maiden name, etc.
    3) Here’s where we get a split:
    3A] The targeted e-mails drop the phish e-mail in their SPAM folder. End of discussion.
    3B] The member gets smart and deletes it. End of discussion.
    3C] The member ACTUALLY SENDS ALL OF THEIR CRUCIAL PERSONAL INFORMATION TO A COMPLETE STRANGER WITHOUT THINKING!!!!

    Sorry, went a little crazy there. But it DRIVES me crazy. People short their members out of essential services in favor of “steering clear of trouble”, so they say. Oh really?

    I recall the 70s (yes, I was clean-living enough to remember some of it) – people would put boxes in front of ATMs marked *ATM BROKEN, PLACE DEPOSITS HERE*…and people did.

    And, of course, we stopped using ATMs altogether.

    Then, people started “vishing” – or voice phishing – by calling up people and taking their information or asking for mail-ins.

    So naturally, we stopped using the telephone.

    Is any of this sinking in? You can’t just run away from technology because people start using it for ill. You’re cheating the people you serve out of what they need to manage their money and make decisions regarding the use of your business.

    -------------------------------------------------------------------------------

    September 30, 2008

    The History of SPAM: The Mail That Wouldn’t Die!


    by Jimmy Marks (with Greg Crandell)

    Part 1 of our long awaited “SPAM Series” is a horror story (just in time for the start of October…we’re all excited about Halloween over here). Jeffry Pilcher, E-I-C of the blog The Financial Brand, sent me a story (and seven or eight actual examples) of e-mail gone wrong.

    What follows is the story of…”THE MAIL THAT WOULDN’T DIE!”

    I never signed up for email notifications from Jupiter Images, a stock photo supplier. Nevertheless, I started getting email from them. Too much, too little relevance. So…

    April 29 – I try using the unsubscribe option in the email. It bounces back.

    April 30 – I send an email directly to the sender of the spam (rare that there was an actual, real reply-to address). I told him I no longer was in a position to buy stock photos, so “please remove me from your mailing list.”

    May 22 – I’m still getting spam, so I try the unsubscribe option again. No dice.

    May 22 – I send this message to sales@jupiterimages.com: “I should be able to unsubscribe. I believe Jupiter’s non-functioning unsubscribe email address is in violation of the anti-spam laws. Please fix this. Thanks.”

    May 29 – The sales rep sending out spam says he’s trying to take care of this for me. He wants to know if I want to be completely removed from every email list they have. I tell him “yes.”

    June 3 – Still getting spam. Try unsubscribing again. Nope. Send emails begging: “Unsubscribe me pleassseeeee.”

    June 5 – More spam. I’m f**king pissed now. Blood boiling. I go online and Google as many Jupiter email addresses I can find, then send the following message to 26 employees of the company: “Sorry, I don’t want to be a jerk, but nothing else has worked and I’m out of options… I’ve tried THREE TIMES to unsubscribe from your mailing list, but YOUR UNSUBSCRIBE EMAIL ADDRESS HAS BEEN DISABLED, which, by the way, IS ILLEGAL. ILLEGAL! My patience has expired. An “unsubscribe” process that should have taken 3 seconds has now taken seven emails (make that 8, with this one) over the span of a month. A MONTH???? EIGHT EMAILS??? This is unacceptable. I’ve highlighted the most-relevant excerpts from this process in my messages below. I think everyone can agree that this would push even the most patient and understanding person past the breaking point. Your company will IMMEDIATELY find a way to stop sending me emails. IMMEDIATELY. NOW. Thank you —in advance— for your swift and effective response. P.S. – I don’t want any more emails. Period. That includes apologies or explanations. I don’t want to see another email from Jupiter EVER. Just take me off your list. All of them.”

    June 6-15 – Despite my request to the contrary, I get emails from these folks apologizing and promising to do whatever they can to remedy the situation. “Eff you… just do it,” I’m thinking.

    July 24 – Yep, you guessed it. BINGO! Another promotional spam email. This time, the message was short and to the point: “You have got to be kidding me… One more email from you and I’m calling a lawyer. Got it? – jp”

    July 25 – The sales guy figures out the only way he can stop email from getting to me is to go in and change my email address. He can’t delete it. He can’t change its settings. All he can do is garble up the address so that it bounces back.

    Future – If I get another email, I’ll spend up to $5,000 of my own money on a lawyer.

    Frightening, yes? It’s all too common. From Greg:

    The CAN-SPAM Act uses broad language. Where Jeffry says he didn’t sign up for e-mails is an example of this, as businesses are allowed to dispatch e-mails to clients/patrons without a prompt. But Jeffry was facing a problem that’s fairly common – it’s not that the people sending you the automated e-mail don’t provide a solution, it’s that the solution doesn’t work.

    In thinking more and more about SPAM, I realized a fundamental truth: SPAM is in the eye of the beholder. Jeffry didn’t want his e-mail about pictures just like anyone else might not want chain e-mails about the Arctic Fox or the Presidential Campaign. In either case, they’re a grievance, but it’s the simple fact that you’re getting a whole lot of what you DON’T want that makes it so aggravating.

    Special thanks to Jeffry for sharing his indignation with us.

    -------------------------------------------------------------------------------

    September 10, 2008

    The History of SPAM: An Introduction


    In the next few weeks, Greg Crandell will shed light on the origins of SPAM – how it came to be, how it continues, and how you can avoid it on both ends of the e-mail spectrum.

    Before we here at DigitalMailer begin this long and winding road to understanding SPAM, we want to hear from you. How has SPAM affected your personal life, your e-mail, the way you do business online, your marketing efforts, or your world in general?

    If you have questions, comments, stories, photos, screenshots, videos, recordings…whatever… that has to do with SPAM, send it to us at this address. We want to hear from you.

    -------------------------------------------------------------------------------