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  • The DigitalMailer Blog

    February 1, 2012

    Knowns and Unknowns: The Troubling Numbers in a Recent Social Media Study


    by Ron Daly

    Jim Marous just did a fantastic story over on his blog, Bank Marketing Strategy. In it, he showed the results of a study he conducted about bank and credit union marketing strategy. According to his results, credit unions are heaver social media users overall whereas your “non-community banks” use progressive online media channels for advertising (banner ads, fully-online account opening, iOS apps, etc.).

    But when I read the social media report, I almost fell out of my chair. Not because of the number of channels the respondents said they were using, not because of the high number of people who said they were “planning to use” social media. It was because of the number of respondents that say they were “not sure” about which social media platforms they were using.

    You’re not sure? You don’t know?

    How is that possible? And what’s worse, according to the post, 82% of respondents work in the marketing department of their financial institution. Of everyone in those banks or credit unions, a marketing person SHOULD know.

    I know, it’s a minor quibble – there aren’t many respondents saying they’re “not sure”. But six out of forty-six bank respondents not knowing whether or not their company has a blog? A blog typically sits on the website. That’s something anyone who knows your web address should know. Shameful.

    Why am I getting worked up about this? Because it’s foolish. Not knowing whether or not you’re using a particular social network? That’s a problem. Because if you’re not sure, then you’re ALSO not sure that someone ELSE isn’t MISrepresenting you in that space. And you’re ALSO not sure that there’s not a “[Your FI's Name Here] Sucks” page out there. And you’re ALSO not sure that an employee is or isn’t following guidelines.

    If Jim Marous decides to do this study again next year (and I hope he does, because this is some great info), I hope there’s a big fat zero next to every “not sure” on that chart. Because when it comes to your financial institution’s reputation and customer/member relationships, you can’t afford to be ignorant.

    [Click here to learn more about DigitalMailer's new Social Monitoring tool, SocialSentry.]

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    January 25, 2012

    Let’s talk social over lunch!

    Filed under: Uncategorized — admin @ 12:45 pm

    We’ve been really excited by the reception we’ve had over our new SocialSentry product. Plenty of you called to talk to us about the product – how it works, how it helps, what it tracks – and we decided we should talk about it over lunch.

    Thus, we’ve decided to set up a new “Brown Bag Webinar” all about SocialSentry. On Friday, February 3rd and Tuesday, February 7th, join us for one of two sessions (East and West Coast) and let us tell you all about SocialSentry. Bring your lunch!

    Click here to visit our webinars page and sign up!

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    January 19, 2012

    Why bother blocking social media? The “Big Guys” don’t.


    Take a look at this video from Ragan.com that’s all about social media access in the workplace. Erin Moran from the Great Place to Work institute has some insights about how valuable social media can be, how “career-ending blunders” very rarely happen, and how allowing employees to have their say can lead to transparency and a better “trust relationship” with the consumer.

    Can’t view the video on the blog or via the daily email? Go see it on Ragan’s website.

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    January 12, 2012

    Savings Challenged: Read about the Community Savings Program on the CU Water Cooler

    Filed under: Blogging, Credit Unions, DigitalMailer — admin @ 12:25 pm

    by Greg Crandell

    Jimmy Marks, our Creative Media Director, called on a group of his friends one day and came up with a Community Savings Challenge. Together, this group of sixteen finance pros saved as much money as they could in a sixty day span. The results were surprising and, for some, life changing.

    If you have a minute, go read all about it on the CU Water Cooler blog. Jimmy used the DigitalMailer survey system as part of the contest, and we were very glad it fit the need and allowed Jimmy to report on the savings of the group accurately and thoroughly. Click here to learn more about it.

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    January 4, 2012

    DigitalMailer is back! And so is Winter…


    by Ron Daly

    Brrrrr! It’s freezing out there!

    We got through November and December of 2011 without a lot of scary Winter weather. Christmas was a cool-but-manageable 57º Fahrenheit here in town and everyone had a lovely holiday. But the first week of 2012 has seen a big shift. It was 19º on my drive in and won’t get much higher than that today. Yesterday, it blew down a blizzard for a few fleeting moments – not enough to stop traffic, but enough to get the attention of everyone here at DMI world headquarters.

    But worry not, o faithful reader! We’re not letting Old Man Winter get the best of us. We’ve got plenty of hot coffee and a spiffy new set of offices that are temperature controlled to ensure you get all your problems solved, your statements loaded and your emails delivered.

    We’re going to be making some additions to our site that will make it easier to spread the word about our company, our mission, and our passion for helping our clients. So please, tell a friend or a colleague about us. Tell them to sign up for our newsletter, a once-per-month collection of stories and talking points that goes straight to your email inbox. Tell them to check out the rest of our site, as well as our Facebook page and Twitter feed for more info.

    Whatever you do, be sure to keep coming back to the DigitalMailer blog every week. Because no matter how cold it is outside, we’re determined to make 2012 our hottest year ever!

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    December 14, 2011

    The difference between “Trash” and “Spam”


    by Jimmy Marks

    Yes, I get Spam. Even as a person who is very vigilant about where his email address goes when he signs up for things, I still get emails for pills, cheap software and videos of celebrities I don’t like doing things I don’t want to see them doing.

    Usually, it goes in my “Spam” or “Junk” folder. Sometimes, it gets through to the top level, into my inbox. And then, I have a choice to make.

    Do I hit “Trash”? Or do I hit “Spam”?

    It depends. Let’s take an email from a certain online vendor named after a famous South American river. I get these emails a lot, and I get a LOT of these emails. Special offers, coupons, daily deals – I open them, I see what’s inside, I close them. Sometimes, I even buy something from the email. But not very often.

    So, when I get an email from this “Famous River” website that doesn’t have an item I want inside, is it Spam?

    No.

    Why not? Because I have a relationship with the company. They will let me unsubscribe if I want, but I don’t want to. Sometimes, I DO buy something, so I keep the emails coming. But if there’s something in the email I don’t want or need, I just trash it. I’m done with the email and that’s the end of the action.

    Now, let’s try a different email. This one’s from some prince who’s emailing me from some country I’ve never heard of before. He wants to transfer money from his account to mine and sell me some cheap prescriptions and blah blah blah… this email is clearly Spam. So should I mark it as Spam?

    Yes.

    I didn’t want this email, I don’t need this email, there’s no unsubscribe – it’s Spam. And I’ll treat it as such.

    What’s the difference? Well, when you mark an email as “Spam”, you’re (typically) telling your email client AND your email delivery service how to process new emails from that sender. If enough people mark an email as “Spam”, the sender’s IP can be flagged and they’ll stop being treated like a real email not only on your machine and in your account, but across the web. This is a double-edged sword. If a legitimate business is sending emails to prospects or users and too many recipients mark an email as “Spam”, that sender can be blacklisted – no matter how “legitimate” their emails are.

    So, remember – unsubscribe from a campaign/email series if you don’t like it. And if you can’t use it but don’t want to unsubscribe, send it to the trash. If it’s an unsolicited email from an unknown sender, that’s the right time to hit “Spam”. Keep in mind that this doesn’t just apply to email – Twitter and Blogs deal with a lot of “Spammy” followers and comments. Marking these as Spam helps Twitter and your blog host to determine which tweeters/commenters are gumming up the works. We’re all in this together – let’s get Spam out of the way so the real stuff can get through!

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    November 23, 2011

    Thankful

    Filed under: Uncategorized — admin @ 12:46 pm

    We here at DigitalMailer are thankful to our clients, corporate partners, and staff for all their trust, dedication and hard work.

    We’re thankful that so many financial institutions and companies trust us with their budgets and we’re thankful that we can be of help.

    We’re thankful for the past eleven years we’ve been in business, even as we look forward into the future.

    Here’s hoping that tomorrow, we all take time to be thankful for the people that helped get us where we are and the ones that will help get us where we’re going.

    Thank you, and Happy Thanksgiving.

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    November 10, 2011

    The Losing Team


    by Jimmy Marks

    I had to learn how to be a good sport. It took a lot of time and I still don’t love a loss, but for the most part, I remember when I’m dealing with a game.

    My nephew was recently in the championship game for youth flag football. He and his team played a team much bigger than themselves and they held them through the scoreless first half, but were eventually outgunned. They lost. And my nephew did something really surprising…

    He high-fived the other team, sat down for his chat with the coach, and then went on his merry way. He wasn’t upset, he didn’t cry or get angry, he was just fine. He’s a good kid, and he’s no sore loser. It was inspiring.

    Sometimes, it’s okay to be on the losing team. I guess it all depends what you’re losing.

    Which is why DigitalMailer clients across the country are joining us in our quest to “Move It & Lose It”. And I’m joining the losing team for a goal of my own.

    See, from now through January 31, 2012, our eStatement clients are going to be creating and running campaigns and changing their eStatement enrollment strategies to try and have the highest amount of enrollments. The winners will be getting an iPad 2 to either give away or use at their branch (for whatever reasons they choose…the SMART folks know they’re great for chatting with branch visitors and showing them important info that just won’t translate to paper).

    To show that we’ve got something at stake ourselves, I’ve decided to try and lose twenty pounds by January 31. I’ve gotten off to a rocky start – it’s tough to will myself onto a treadmill, but I’ve cut a lot of sugar and fat out of my diet. I’m hoping to get a little better every week, just as our clients are trying to add more eStatement  users day by day.

    What are the clients “losing”?

    Costs. Specifically, printing and postage costs. It takes a lot of money to mail statements every month and a simple switch can make a world of difference. Electronic statements are easy-to-use, compliant, and best of all, cost-effective. There’s just no reason not to encourage your customers/members/users to switch. It saves you money, it saves them time (and storage space) and it makes the whole world a little simpler and a little greener.

    We’d love it if you’d come join us…on the “losing” team.

    If you’re a client and you’d like to get in on the fun, click here.

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    October 19, 2011

    Waking up to Mobile Marketing…


    by Greg Crandell

    I recently attended a breakfast panel program hosted by our local metro area’s business and technology publication.  On the panel were folks intimately involved in mobile marketing, either as advertising and consulting services providers or as leaders in B-2-C companies.  They were asked a number of questions by the moderator regarding the current state of mobile marketing, and its impact on traditional marketing.  They were also asked to comment on some current trends in mobile marketing.  Their answers, and their observations, were well worth getting up early to hear.

    When commenting on the current state of mobile marketing, the panelists spoke of the “always mobile, always on” state of today’s consumers.  They pointed out that up to 40% of mobile users are online, and mobile, while at home.  The mobile platform has indeed taken its place next to the landlocked Internet device, and may be on its way to supplanting it.

    Panelists also felt that “automated marketing”, stuff that is done automatically based on the mobile users’ known attributes or device channel, was likely to be the most important activity marketers could engage in to keep marketing in the mobile mix.  More on automated marketing later, but what did the panelists mean when talking about keeping marketing in the mobile mix?

    For these people, traditional marketing is a wounded activity.  They see consumer brands driven, not by traditional marketing methods, but by consumer endorsements.  And that means you can’t correct for a poor product or service by traditional branding exercises.  No amount of time and money can overcome a consumer groundswell of negative feedback online.  So efforts focused on convincing consumers are wasted in a world where consumers look to each other for ratings and advice.

    But, even in a world moving toward brands driven by consumer endorsements, there is room to deploy traditional marketing tools such as email and direct mail.  There is evidence, according to the panelists, that younger consumers (millienials) see direct mail as valid when they can tie the company and product to favorable impressions gleaned online.  In other words, younger consumers react favorably to direct mail marketing that complements the work being done online, and in the mobile space, to promote endorsement and to drive interest.

    The panelists said much the same thing about email marketing.  They perceive it as a way to reinforce beliefs and to promote already achieved endorsements.  For them, email is both a way to complement the “conversational layer” found online, and to bring “automated marketing” to the email inbox.

    There is that term again – automated marketing.  Just what does it mean?  Well, for the panelists, and for us at DigitalMailer, it is a term that refers to all marketing efforts that use data to develop messages and uses automation to deliver them.  For us at DigitalMailer, automating onboarding campaigns for new members creates easy low cost means to deliver complementary messages to folks who have chosen to do business with you.  In the same way, emails that automatically operate within lending or new account platforms create the same easy to deploy and maintain marketing opportunities that once had to be scheduled and performed in ad hoc fashion year after year.

    Online and mobile channels are the perfect place to automate your marketing, whether it’s messaging or surveying to learn how to serve better or to learn the messages needed to win endorsements for your worthy services.  And it is automated marketing that will keep marketers “in the mix” as word-of-mouth continues to grow its brand building presence.

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    October 7, 2011

    The Mac Users at DigitalMailer Reflect on Steve Jobs

    Filed under: Uncategorized — admin @ 10:51 am

    by Jimmy Marks

    Steve Jobs on multiple=

    Wednesday night, my girlfriend and I were going to meet her sister and brother-in-law for dinner. I was blabbing about something-or-other, and my girlfriend said, “Oh, no…”

    “What?” I said.

    “…I almost don’t want to tell you this.” She was staring at a CNN News Flash on her smart phone.

    “What?!?” I said, panicking.

    “Steve Jobs died.”

    I was instantly sad, but not entirely surprised. I had known about his illness for a while and the reasons he’d left his position at Apple. It was a bit of a shock at first, but for months the Mac-watching world had been eulogizing Steve Jobs, a little too early.

    The Internet erupted. Twitter went bonkers with people commenting and dropping little unicode Apple symbols (). Even non-Mac users seemed to be upset by the news. We all thought he’d beat it again, since he’d dealt with his illness for years and had stayed pretty upbeat, pretty resilient. Nobody lives forever.

    But their legacy can.

    Now, I say all this as someone who wasn’t always a “Mac-ophile”. When I was seven, My sister’s Apple IIe was a masterpiece and I loved to play with it. One day, it broke and a repairman had to come to the house. I think it cost roughly $40 and my mom made a Draconian law that insisted I NEVER TOUCH THE COMPUTER AGAIN…unless my sister was there with me. After that, I was a little gun-shy on Macs.

    I got brought up on PCs through Apple’s “dark age”, the years when Steve wasn’t behind the wheel and the company took a sharp downward turn. I got pretty good at using a PC, got my own tower computer that, right before I finished High School, was SO bogged down with malware and junk that it couldn’t be saved. I bought a Dell laptop after that and it, too, ran too hot and died too young.

    My cousin, a Mac acolyte, got me to use a Mac (it was running Tiger at the time) and showed me all the ways it was a better machine. Drag an application to the “Application” folder to install it? That’s insane! It works with EVERY PRINTER?!? That’s insane, too!

    And the Macbook I bought to replace my Windows Laptop? It’s still running, six years later (going on seven).

    When I started at DigitalMailer, I got a Macbook to work on. After two years, I got a NEW Macbook and my “old one” went to Sejal, one of our HTML specialists. Jec, the Client Services Manager, and I watch every product launch, read the same live-blogs during WWDC and special announcements, and always talk about the NEXT Apple device we’re going to buy. We’re devotees, to be sure.

    Do Macbooks make you more creative? More productive? No. But they help you not worry about the other stuff you normally have to worry about while you’re working. And after a few months of using a Mac platform, or using an iPod, or an iPad, you get it. YOU aren’t BETTER because of your Apple product, you just worry less which makes you FEEL better.

    So, what’s the “Jobs legacy”, you ask?

    1. It could always be better – Sure, it’s good, but what else could there be? What’s the “one more thing” that would REALLY push it over the edge? Sure, Apple can make a phone, but what if that phone was a “PDA” AND a phone AND an iPod, to boot? What if, instead of a series of seven floppy disks or two CDs to install software, you could download it to your computer for as little as ninety-nine cents? Or free, even? What if you could touch your data, tap your documents, swipe to unlock?
    2. Talk to the people! – Steve was famous for his reply emails to people. Sometimes they were friendly and sweet. Sometimes, they REALLY weren’t. But isn’t it interesting that one of the most powerful men in technology took time to reply to people?
    3. Come right out and say it - Steve was pretty famous for saying whatever he thought about a topic. He wasn’t very forthcoming about proprietary info or company secrets, a competitive move that’s created a cottage industry of “guessers” – people that try and anticipate Apple’s every move. But when he had an opinion, he came right out with it. And when he needed to defend his decisions and his company, he came out swinging.
    4. Don’t worry about who WON’T buy it, worry about who WILL - Someone brought this up at a conference recently – guy walks into an Apple store, asks what’s the best computer he can get for under $1,000. The Apple employee explains there aren’t any computers for that price (after taxes, etc.), but the iPad is very useful and covers most of the bases. The guy insists what he wants is a “cheap computer”. The employee directs him to Best Buy. In a kind way, of course.THAT’S INSANE, RIGHT?!? No, it isn’t. Apple knows what people are willing to pay for their products and that their share of the market is willing to buy. If you want something low-grade, tough – you’re not going to get it. You pay what it’s worth or you go somewhere else.
    5. Sell the feeling – Most Apple product launches had the words “magical” and “revolutionary” attached. People aren’t sleeping with their iPhones under their pillows and insisting it’s an important part of their lives because of the chip set…it’s because the iPhone means something to them. They’re attached to it on an emotional level. Apple’s influence creeps into every corner of the market, every competitor’s product – heck, the news that Jobs had passed came to me via my girlfriend’s smartphone app. Without Jobs’ leadership, the words “app” and “smartphone” wouldn’t mean much.

    Now, it takes all kinds in this world of ours – our Mac users here at the office still fire up the Windows boxes for testing and prototyping and a large share of the work is done on Windows machines. But we Apple-fans at DigitalMailer wanted to share our appreciation for a man who always tried to “stay hungry” and “stay foolish”.

    Goodbye, Steve, and thank you.

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